Mortgage broker in Montpellier for international buyers
Lysiane Tendil is a mortgage broker based in Montpellier. She helps buyers living abroad, or moving to the South of France, finance a home, a second home or a rental property in Montpellier and Occitanie.
Montpellier at a glance for buyers
- A tight market: Montpellier and its inner suburbs (Castelnau-le-Lez, Lattes, Juvignac, Saint-Jean-de-Védas, Mauguio) are classed in zone A of the official French zoning, a sign of high demand. Sète is in zone B1.
- Big price gaps between neighbourhoods: Port Marianne, Antigone or Boutonnet are not financed like Celleneuve or Croix-d'Argent. Budget by street, not by city average.
- A large rental demand, driven by students and new residents, which matters if you plan to let the property.
Banks to compare
Regional banks such as Crédit Agricole du Languedoc, Caisse d'Épargne Languedoc-Roussillon and Banque Populaire du Sud sit alongside national and online banks. Their appetite for non-resident files varies over time, which is why the comparison is made on your actual profile, with written offers.
Schemes reserved for residents
The French interest-free loan (PTZ), shared-equity schemes (BRS) and the Action Logement loan are designed for a main residence in France and come with residence and income conditions. If you are moving to Montpellier to live there, ask us whether you could qualify.
Why a local broker
- Knowledge of the local market and of the regional banks.
- A file prepared the way a French bank reads it: income, currency, deposit, source of funds.
- Follow-up until the notary signing, at a distance if you live abroad.
See also: mortgage in France as a non-resident and the steps of a French purchase.
Questions
Can I buy in Montpellier while living abroad?
Yes. The file is assessed on your country of residence, income currency and deposit; the notary signing can be done with a power of attorney.
Is Montpellier in a tight housing zone?
Yes. Montpellier and its inner suburbs are classed in zone A of the official French zoning in force since 26 June 2026.
Get a first review of your project
Describe your project, country of residence, income currency and deposit. You can write in English. A first review is free, does not commit you and is not a loan agreement: no rate is promised before a written bank offer.